User Rating: 4 / 5

Star ActiveStar ActiveStar ActiveStar ActiveStar Inactive
 
Example of USSD menu on a phone screen

USSD Transfer Codes for Nigerian Banks

Do you want to make payments for SMS units without the worry of a long banking hall queue, slow internet connection and the security of your mobile app? What you need is the USSD mobile transfer option.

Unstructured Supplementary Service Data (USSD), sometimes referred to as "Quick Codes" or "Feature codes", is a communications protocol used by GSM cellular telephones to communicate with the mobile network operator's computers. USSD can be used for WAP browsing, prepaid callback service, mobile-money services, location-based content services, menu-based information services, and as part of configuring the phone on the network. (Wikipedia)

This protocol works on any type and brand of mobile phone, thereby making it an easy and convenient way of moving funds from one bank account to another. You only have to dial a short code peculiar to your bank to complete a transaction.

We have compiled a list of transfer codes for the major banks in Nigeria for your reference whenever you want to use this payment option. The list is being updated as more and more banks roll out their USSD mobile transfer service.

GTBank: *737#

*737*1*amount*beneficiary account number# (to GTBank)

*737*2*amount*beneficiary account number# (to other banks)

 

Fidelity Bank: *770#

*770*beneficiary account number*amount#

 

FirstBank: *894#

*894*amount*beneficiary account number#

 

Wema Bank: *945#

*945*beneficiary account number*amount#

 

Polaris Bank: *833#

Dial *833# and follow the on-screen prompts.

 

Sterling Bank: *822#

*822*4*amount*beneficiary account number# (to Sterling Bank) *822*5*amount*beneficiary account number# (to other banks)

 

Diamond Bank: *426#

*426*amount*beneficiary account number#

 

EcoBank: *326#

Dial *326# and follow the on-screen prompts.

 

Zenith Bank: *966#

*966*amount* beneficiary account number#

 

FCMB (First City Monument Bank): *329#

Dial *329# and follow the on-screen prompts.

 

Unity Bank: *389*215#

Dial *389*215# and follow the on-screen prompts.

 

UBA (United Bank for Africa): *919#

Dial *919# and follow the on-screen prompts.

 

Union Bank: *826#

Dial *826# and follow the on-screen prompts.

 

Heritage Bank: *322*030#

Dial *322*030# and follow the on-screen prompts.

 

Keystone Bank: *322*082#

Dial *322*082# and follow the on-screen prompts.

 

Access Bank: *901#

Dial *901# and follow the on-screen prompts.

 

StanbicIBTC: *909#

Dial *909# and follow the on-screen prompts.

Please note that USSD daily transfer limit is capped at N100,000 for all banks with varying number of daily transfers allowed per bank.

The list is being updated as more and more banks roll out their USSD mobile transfer service.

 

* Image credit: www.researchgate.net